Car insurance is a necessity by law in all 50 states, just for this reason. People need to understand that car insurance is important for you and drivers around you. If you do not have car insurance then you will not be able to justify your claim without proof of insurance, and you may win the case, but you will be fined heavily for driving recklessly. Here are a few things that your car accident lawyer will need to know.
Depending on the insurance you choose to have for your vehicle, this will fraction the amount of money you may have to pay if you are found at fault in the accident. Also, if your insurance does not cover the damage done to your vehicle in the accident, then you will not be able to use your insurance and will have to pay out of pocket. Make sure you know what your car insurance covers before an incident like this happens.
You and your attorney need to know what your insurance covers, so your claim will focus on the damages that result in your deductible. Your deductible is the fraction of money that is left after your insurance is applied to the bill.
What Your Car Accident Lawyer Needs to Know about the Accident
Your lawyer must know the details of the accident and your injuries. The court will be determining the verdict based on the facts surrounding the incident. If your attorney knows the facts then he or she can create a justified explanation to support your case.
● When – The period from the accident to the moment the case was filled can determine if the plaintiff is valid. The case will be denied if the plaintiff does not file the case within the allotted time according to that state’s law.
● What – The event of the accident will have two sides to the story. Be clear and precise on exactly what progressed, if you are unsure about the story, let your attorney know before going to court.
● How – An estimate of your financial losses should be compared to the story you provide for factual evidence. Physical evidence of injury is more substantial than emotional damage. Examples include loss of earnings and medical bills.
Compensatory damages have two subsets, general and special damages. These damages seek to reimburse the injured party for their suffering. General compensatory damages include slip and fall cases, medical malpractice, and auto accidents. Special compensatory damages seek to reimburse monetary expenses incurred by the injured party.
They vary between each unique individual party. The purpose of special damages is to make the defendant pay an amount that covers the expenses incurred by the victim, or for money lost due to the incident that caused the injuries. There are many types of special damages that the injured party can claim; here are a few of the most common:
● Medical bills
● Cost of future medical care
● Loss of earnings
● Household expenses
● Costs of altered plans or canceled trips
Punitive damages are awarded in special case scenarios. These damages are considered when the plaintiff’s injury is caused by the defendant’s despicable behavior. They seek to punish the person responsible for causing the injury or suffering for such behavior.
A common situation that arises is when the defendant is guilty of malicious acts or fraud such as sexual assault, aggravated assault, or fraudulent behavior that causes financial harm to others. In high profile cases, things like health risks of prescription drugs and defective products can be charged for punitive damages since they are companies or businesses that have money to pay for their wrongdoing.
Car accidents can result in no compensation if there is not enough evidence of cause or injury. Finding a personal injury attorney to discuss what damages you may claim of the person responsible for your injury or suffering is essential so that you will have someone on your side fighting for your case.