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What Are The Top 4 Causes For Accidents?

Unwanted consequences can occur when you get into a car accident. These consequences can include but are not limited to, loss of income and permanent injuries. It seems that most drivers would do everything possible to avoid causing an accident in the first place. In fact, there are several preventative measures that drivers can take to avoid collisions once they understand why they occur.

Even though some causes seem obvious and redundant to more experienced drivers, the following list aims to educate all drivers regardless of age and/or years of driving experience. Armed with this information, you can have the knowledge you need to enjoy a lifetime of accident prevention no matter where you go.

Speeding

You have seen them on the road. You know those drivers who arrogantly ignore the posted speed limit and travel at speeds that are 10, 20, or even 30 miles above the allowed speed limit.

Speeding accounts for a large percentage of fatal car accidents, and when a driver travels faster than they should, this greatly increases the chance of a car accident.

Remember, the fast a person drives, the slower the reaction time in order to prevent an accident.

Distracted Driving

Do you know the number one cause for car accidents? No, it is not the driver who drove drunk from the bar or the driver who ran through a red light. It is the distracted driver.

Distracted drivers are motorists who have their attention diverted from the task at hand which is driving. They can be distracted by their smartphone, texting and driving, a passenger in the car or by eating food.

Bad Weather

When the weather becomes bad, so do the roads. Whether it is snow, ice, or rain, any weather that affects the road’s surface will also affect how well drivers are able to maintain control of their vehicles.

It is common for vehicles to spin out of control and skid while braking when the weather is bad. To avoid being in an accident during inclement weather, drive slowly and increase the braking distance between you and the car in front of you. However, if you are able to, it is best to stay at home until the bad weather is over.

Reckless Driving

If you fail to drive carefully, you can easily find yourself in a car accident that was completely preventable. This often occurs with speeding drivers. When you are on the road near a reckless driver, do your best to safely get to the lane farthest from them; swerving in an out of lanes to avoid them is not suggested, though. Falk & Falk Accident Attorneys have seen more of these cases than they have hoped for; the reckless driver causes other drivers to start driving recklessly!

They swerve in and out of traffic, they change lanes and cut other drivers off, and they are generally speeding while doing this. These are the types of aggressive drivers that are too impatient to wait in traffic.

It is important to be extra vigilant when you are around them so you can avoid being the victim in a car accident.

These are four of the most common causes of car accidents. Unfortunately, car accidents do occur, but by practice safe driving, you can reduce your chances of being in one.

Consulting With Your Car Accident Lawyer after an Accident

Car insurance is a necessity by law in all 50 states, just for this reason. People need to understand that car insurance is important for you and drivers around you. If you do not have car insurance then you will not be able to justify your claim without proof of insurance, and you may win the case, but you will be fined heavily for driving recklessly. Here are a few things that your car accident lawyer will need to know.

Car Insurance

Depending on the insurance you choose to have for your vehicle, this will fraction the amount of money you may have to pay if you are found at fault in the accident. Also, if your insurance does not cover the damage done to your vehicle in the accident, then you will not be able to use your insurance and will have to pay out of pocket. Make sure you know what your car insurance covers before an incident like this happens.

You and your attorney need to know what your insurance covers, so your claim will focus on the damages that result in your deductible. Your deductible is the fraction of money that is left after your insurance is applied to the bill.

What Your Car Accident Lawyer Needs to Know about the Accident

Your lawyer must know the details of the accident and your injuries. The court will be determining the verdict based on the facts surrounding the incident. If your attorney knows the facts then he or she can create a justified explanation to support your case.

● When – The period from the accident to the moment the case was filled can determine if the plaintiff is valid. The case will be denied if the plaintiff does not file the case within the allotted time according to that state’s law.
● What – The event of the accident will have two sides to the story. Be clear and precise on exactly what progressed, if you are unsure about the story, let your attorney know before going to court.
● How – An estimate of your financial losses should be compared to the story you provide for factual evidence. Physical evidence of injury is more substantial than emotional damage. Examples include loss of earnings and medical bills.

Compensatory Damages

Compensatory damages have two subsets, general and special damages. These damages seek to reimburse the injured party for their suffering. General compensatory damages include slip and fall cases, medical malpractice, and auto accidents. Special compensatory damages seek to reimburse monetary expenses incurred by the injured party.

They vary between each unique individual party. The purpose of special damages is to make the defendant pay an amount that covers the expenses incurred by the victim, or for money lost due to the incident that caused the injuries. There are many types of special damages that the injured party can claim; here are a few of the most common:

● Medical bills
● Cost of future medical care
● Loss of earnings
● Household expenses
● Costs of altered plans or canceled trips

Punitive Damages

Punitive damages are awarded in special case scenarios. These damages are considered when the plaintiff’s injury is caused by the defendant’s despicable behavior. They seek to punish the person responsible for causing the injury or suffering for such behavior.

A common situation that arises is when the defendant is guilty of malicious acts or fraud such as sexual assault, aggravated assault, or fraudulent behavior that causes financial harm to others. In high profile cases, things like health risks of prescription drugs and defective products can be charged for punitive damages since they are companies or businesses that have money to pay for their wrongdoing.

Car accidents can result in no compensation if there is not enough evidence of cause or injury. Finding a personal injury attorney to discuss what damages you may claim of the person responsible for your injury or suffering is essential so that you will have someone on your side fighting for your case.

When to Call Your Lawyer After a Vehicle Collision

Nobody desires to get into an accident or is ready for a collision when one occurs. In the United States alone, over 30,000 people die from car collisions each year. Of course, that doesn’t count the 2 million individuals who annually suffer injuries from wrecks. Many of these people end up requiring a vehicle collision lawyer.

Even if you are not using another person responsible for the car accident, you may require the help of an attorney to receive the funds you need from your insurance company. But it helps to know just when you should give your lawyer a call. In this article, we will discuss the situations that warrant a call to your lawyer after a vehicle collision.

  1. Serious Injury

After the car accident, did you or anyone in your vehicle suffer broken bones, injuries that may cause permanent physical problems, or hospitalization? If so, this is a time when you should contact an attorney.

  1. Death

If an individual involved in the collision died as a result of the crash, contact a lawyer immediately. This is recommended whether the deceased person was a passenger to your vehicle or of the opposing car in the wreck.

  1. Fault

When it’s clear which party to the collision is at fault, it is a good idea to seek legal guidance.

  1. Inaccurate Police Report

If the police report has been made using inaccurate information, this can negatively impact the outcome of your claim. For example, if the report states you at fault when this is not the case, you will need the help of an attorney to aid you in fighting the case.

  1. Insurance Problems

If a vehicle involved in the collision was not insured, or if you did not pay your premium/limits of insurance are too low, call an attorney to help.

  1. Other Attorneys are Involved

Should anyone else involved in the car accident call an attorney, you do not want to face the case without a lawyer of your own.

  1. Additional Parties

In the instance of other involved persons, such as those in another vehicle or even pedestrians, it is a good idea to seek out legal counsel.

Of course, other circumstances would be better handled with the help of an attorney. These include times when you are not sure of your rights, stuck in negotiations with your insurance company, and when you are not sure of the good faith of your insurance company.

The Annual Cost of Workplace Injuries in the U.S.

Workplaces can be dangerous environments. This includes not only sites where heavy industrial equipment is in user – but in the common office where cubicles dominate. The sheer number of ways that an employee can injure themselves is staggering. Nonfatal, but debilitating workplace injuries cost U.S. business in the region of $62 billion per year according to the latest figures supplied by America’s Occupational Safety and Health Administration (OSHA). That is more a billion dollars a week.

The impact of these costs can send ripples across the entire framework of not only single sectors but the American economy as a whole. The costs (both direct and indirect) are calculated taking into account a number of factors. The direct cost to businesses includes compensation for workers, medical costs and legal costs. there are a number of indirect costs as well – these can include bringing new employees on board and training them as replacements for those suffering illness or disability, addressing the issues which caused the injury (and investigating the cause). Of course, there is also the inevitable loss of productivity while the issues are addressed, as well as any repairs needed to equipment – and remedial action should it be found that equipment and process need to be upgraded. There are softer costs as well – these may be more difficult to quantify – such as lower employee morale and increased absenteeism as a result of mental trauma, however, they certainly make a significant contribution to the cost of workplace injuries.

A recent report by the Liberty Mutual Institute for Safety indicated that the largest contributor to workplace injury was what its report titled ‘Overexertion involving outside sources’. This includes injuries connected with lifting, pushing, pulling, carrying, holding and throwing objects. The total cost to American business of these sorts of injuries is $15,08 billion per annum – contributing 24.4% to the total injury-related costs. The second on the list are those injuries relating to ‘Falls on the Same Level’ which contributed 16.4% to the total ($10,17b). Third on the list was ‘Falls to a Lower Level. The other categories included injuries caused by vehicles, equipment and similar – as well as repetitive strain injuries.

It is clear from these statistics that more robust risk assessments need to take place as a matter of great urgency. As competitive pressures mount – so does the pace at which workers must perform. Under conditions like that, it is almost inevitable that more injuries will take place. Risk assessment management needs to be aware of – and institute procedures that identify and mitigate the potential for injury.